Portsmouth Car Accident Lawyers

The car accident attorneys in Portsmouth, New Hampshire at Independence Law New Hampshire may be able to help you, and your family seek compensation for your medical bills, rehabilitation expenses, lost wages, and more if another driver’s negligence or neglect resulted in your accident. The aftermath of an accident can sometimes be a stressful time for victims and their families. Not only might you be trying to recover from serious injuries, but you might also find yourself suddenly dealing with insurance companies and adjusters. Insurance companies may sometimes ask car accident victims to give statements or may sometimes offer victims and their families what might appear to be a significant personal injury settlement. Yet, if you don’t know your rights or know what your case might be worth, you might settle for less than you deserve. Before you accept a settlement being offered to you, you may want to speak to a car accident lawyer at Independence Law New Hampshire.

The car accident lawyers in Portsmouth, NH at Independence Law New Hampshire can review the details of your case, identify responsible parties, estimate the value of your claim, negotiate with insurance companies, and fight to help you get the best possible settlement permitted under the law. You may only have a limited time to make a claim after a serious car accident. Reach out to the Portsmouth, New Hampshire auto accident lawyers at Independence Law New Hampshire today to learn more.

What is My Car Accident Claim Worth?

The value of your car accident claim will depend on many factors. First, your car accident lawyer in Portsmouth, New Hampshire, will evaluate fault in your accident. If you are found to be 51% at fault for your accident, under New Hampshire law, you would be barred from making a personal injury claim. But, if the jury finds that the other driver was more at fault than you or that fault was equally shared (50/50), then you would be able to seek damages. Your damages may be reduced by any percentage you are found at fault for the accident. Because some car accidents involve some degree of fault from both parties, any contribution of negligence you have in the accident can have a significant factor in the amount of money you can claim after a serious car accident. An auto accident lawyer in Portsmouth, New Hampshire can investigate your case and build a case against the driver at fault for your accident. Our car accident lawyers at Independence Law New Hampshire can help you and your family seek the maximum possible settlement permitted under the law.

Other factors can influence the value of your car accident claim. Your car accident lawyer in Portsmouth, New Hampshire will look at your medical bills and injuries. If you will face future medical expenses or rehabilitation costs stemming from your injuries, then your car accident attorney in Portsmouth, New Hampshire at Independence Law New Hampshire may be able to help you estimate these costs. You may also be entitled to receive money for past and future lost wages stemming from your accident. Finally, you might also be entitled to receive compensation for pain and suffering. Pain and suffering values are typically estimated based on medical costs multiplied by the severity of your injuries. The more severe your injuries, the higher the multiplier. An auto accident attorney in Portsmouth, New Hampshire at Independence Law New Hampshire can help you estimate the value of your claim and fight to hold responsible parties accountable.

What are Auto Insurance Requirements in New Hampshire?

 Under New Hampshire law, individuals are not required to carry auto insurance. Yet, if individuals do not carry insurance, they are required to demonstrate that they have sufficient funds to cover the costs of an accident if they are found to be at fault, up to specific amounts. For individuals who purchase liability insurance in New Hampshire, the minimum requirements are $25,000 per person for bodily injury, up to $50,000 in damages if two or more people are hurt, and up to $25,000 in property damages. Individuals who purchase auto insurance must also purchase medical payments coverage and uninsured / underinsured motorist coverage. Uninsured motorist coverage protects you if you are injured by a hit and run driver and can cover the gap if the other at-fault driver’s insurance doesn’t cover the cost of injuries and damages. These are just minimum coverage amounts. Some individuals may purchase more in coverage.

If you have been involved in an accident, the first step will be determining who was at fault. Typically, the at-fault driver pays for damages to the other driver up to their degree of fault. Yet, some situations can be more complicated. If the other driver only has minimum limits and your injuries and losses were higher, you may need to make a claim under your uninsured or underinsured motorist coverage. If you were involved in a hit and run accident, you may also need to make a claim with your own insurer.

An auto accident lawyer in Portsmouth, New Hampshire at Independence Law New Hampshire can review the details of your case, identify negligent parties, read the fine print of your insurance policy, and fight to help you get the best possible settlement from insurance adjusters. Our car accident lawyers in Portsmouth, New Hampshire understand the insurance claim process and can help you navigate some of the common challenges that can arise. Insurance companies have a responsibility to honor your claim and honor their contracts, but insurance adjusters also have an interest in saving their company money. A car accident lawyer in Portsmouth, New Hampshire, at Independence Law New Hampshire can help you negotiate the best possible settlement under the law, and review any settlement offers made before you accept.

Contact a Car Accident Lawyer in Portsmouth, New Hampshire Today

The car accident lawyers in Portsmouth, New Hampshire at Independence Law New Hampshire are here to help you with your claim every step of the way. We understand the unique challenges that victims and families face in the aftermath of a serious car accident